Critical Illness Cover:
Life is unpredictable; we never know what’s coming next to us. As we all know that our health is the greatest wealth we have , but no one can ever take it for granted so one should be prepared for it and having critical illness cover included in your term insurance policy or separately is the best option one can have to face the stressful situation in life.
Critical illness cover also known as ‘dread disease policy’ is an add-on to your basic insurance policy or you can opt for it separately .In this policy the insurer is contracted to payout a certain amount of money to the policyholder if god forbid he/she is diagnosed with any of the specific life-threatening illness/disease covered by their individual policy. Also , please note that ‘Critical illness cover’ not only helps you to bare the medical expenses of life-altering diseases, but also gives a secured reimbursed health insurance benefits (i.e., pay bills, mortgages, etc) now you can decide how to spend the money.
Please Note: One already suffering with any pre-existing critical illness cannot opt for it, and the cover will not be valid for anyone above the age of 59 years, so choose very carefully before investing. If you have any further queries please do reach out to us our expert advisors would be more than happy to assist you.
We at Smart Cover have a number of experts who have years of experience in dealing with various kinds of life insurance policies. Therefore, we make sure that you get the best possible life insurance policy at the most affordable rates.
Our experts are also always ready to address any kinds of doubts that you might have regarding any kind of life insurance policies.